Policyure
Independent research library

Policy details, without the sales pitch.

Plain-English reviews that separate headline benefits from the terms, limits and trade-offs you need to verify.

Health insurance

Compare hospitalisation benefits, waiting periods, room rules, restoration and important claim limits.

Care Health Insurance logo
Review

Care Health Insurance

Ultimate Care

A feature-heavy indemnity health plan aimed at families that want broad hospitalisation cover, long post-hospitalisation support and optional ways to expand protection.

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Niva Bupa Health Insurance logo
Review

Niva Bupa Health Insurance

ReAssure 3.0 Elite

The Elite tier of ReAssure 3.0 combines broad room eligibility, restoration-oriented cover, wellness rewards and optional pre-existing disease support.

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Star Health and Allied Insurance logo
Review

Star Health and Allied Insurance

Star Comprehensive Insurance Policy

A broad health policy that combines hospitalisation with selected outpatient, maternity, newborn, organ-donor and restoration benefits.

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HDFC ERGO General Insurance logo
Review

HDFC ERGO General Insurance

my:Optima Secure

A health plan built around layered Secure, Plus, Protect and Restore benefits, with no standard room-rent cap and a wide base sum-insured range.

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Savings life insurance

Compare payout structures, guarantees, liquidity, life cover and the effect of long premium commitments.

LI
Review

Life Insurance Corporation of India

LIC's Jeevan Labh Plan 736

A non-linked, participating individual savings life plan that combines limited-period premiums, life cover and a maturity benefit that can include declared bonuses.

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HL
Review

HDFC Life Insurance

HDFC Life Sanchay Plus

A non-linked, non-participating savings life plan offering fixed benefit structures such as lump-sum maturity, guaranteed income and long-duration income options.

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IP
Review

ICICI Prudential Life Insurance

ICICI Pru Guaranteed Income For Tomorrow

A non-linked, non-participating savings life plan with choices for lump-sum benefits, regular future income and an early-income structure.

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